Our Private Wealth Managers specialise in growing a client’s current wealth and creating new income. Due to inflation and the increasing number of high-net-worth individuals, the client’s objective is to stay at the top of the table and increase their purchasing power. With our wealth of experience in investments, our Wealth Private Managers take advantage of various investment techniques that will bring in additional income annually. We assist our clients with investing in hedge funds and private equity funds that may not be accessible to less wealthy individuals. We create custom investment portfolios base on each individual clients needs, wants and objectives and ensure that we preserve client wealth while identifying investment opportunities that possess attractive return potential.

Our Private Wealth Management includes protecting client assets either from lawsuits, government authorities, or other threats. Wealthy clients are sometimes sued for numerous reasons, including succession, marital issues, and property disagreements, and they may be forced to compensate the other parties if they lose the lawsuits. Our Private Wealth Managers plan ahead and find ways to mitigate these potential risks, either by stopping them from happening or by making favourable out-of-court settlements. We leverage our expertise and partner with international structures to protect clients from being over-taxed. Our managers advise clients on how to set up trusts and foundations, and how to manage donations.

Wealthy individuals strive to make the necessary tax payments in order to stay ahead of their tax obligations. Due to often having multiple streams of taxable income, clients want to choose the most efficient tax plan that will save them money and still comply with the authorities. A small difference in tax can bring huge differences in after-tax earnings, our Private Wealth Managers understand tax regulations – both locally and internationally – we assist clients with choose the most favourable tax combination to ensure they mitigate their tax exposure while remaining fully tax compliant. Our Private Wealth Managers offer expert advise on inheritance tax, where the client possesses inherited property or has passed some of their estate to other family members.

You are so much more than ‘a high net worth individual’. You are somebody with unique needs and a vision. This is why your investment portfolio needs to be tailored to cater for your needs and goals. Whether your goal is to grow your wealth, generate income or preserve capital. We build a unique investment portfolio that is most suitable for you, based on our extensive research and collective insights. Your Private Client Portfolio Manager will strategically structure and manage your portfolio to ensure that it balances your need for security with your need for superior performance.

Our clients have access to a wide range of investments including some that are not accessible to individual investors, to ensure you continually achieve your financial goals. Client portfolios are broadly diversified, with a thesis behind every asset class and individual holding. Our rigorous portfolio construction and monitoring process, combined with our ongoing due diligence and research, allows us to proactively respond to changing market conditions and make tactical adjustments to portfolios as necessary.

Our goal is to preserve client wealth while identifying investment opportunities that possess attractive return potential relative to the underlying investment risks. Client portfolios are broadly diversified, with a thesis behind every asset class and individual holding. Our rigorous portfolio construction and monitoring process, combined with our ongoing due diligence and research, allows us to proactively respond to changing market conditions and make tactical adjustments to portfolios as necessary.

Investment management and tailored portfolio management to both grow and protect your wealth. Valére Private Wealth Management specialise in investment management for high-net-worth individuals, trusts and companies. Our Portfolio Managers craft and manage tailored investment portfolios, investing directly into high-quality companies, both locally and offshore, and set a defining standard in individual attention and personal service.

Investing offshore may enhance your returns and reduce risk by diversifying your exposure to a single currency or country. We help you set up a well-diversified, globally strategic portfolio that includes offshore exposure. We offer a range of offshore investment solutions that can be tailored to your unique requirements.

• Our clients have access to dedicated Private Wealth Managers who are supported by our fiduciary and tax experts. Together with our team of portfolio managers backed by industry leading analysts, we will help you strategically set up and maintain an appropriate offshore solution for you.
• By allocating a portion of your investments offshore, you could spread the risk, and enhance the possibility of generating better returns by diversifying.
• Offshore investing and Spreading your investments across markets and currencies reduces your risk against currency depreciation or political and market events on your wealth.

We provide effective and efficient accounting services to ensure our clients are positioned to maximise their tax mitigation options.

In today’s global economy, Individuals and businesses are exposed to fast changing legislation and regulations. Here at Valére Private Wealth we help clients both locally and internationally navigate this complex environment to ensure they are tax efficient. Our team of experts are supported by an extensive African and global network, with over a decade of experience our team is ideally positioned to provide creative and professional solutions in managing your local and global tax structuring and mitigation within your personalised portfolio.

The best planning is done over the long run, our Specialists will first ascertain an understanding of your overall financial affairs and plans and can help you identify tax strategies which will work towards achieving your goals. We assist clients with their

Current tax overview and obligations.
What changes in the tax law might impact their situation.
How to mitigate tax obligations through strategic planning and portfolio structuring.

You’ve spent a lifetime creating your wealth. Ensure that it lives on, long after you are gone. Our Fiduciary Specialists will help you ensure that your family’s wealth is preserved for generations to come. We strive to give you peace of mind knowing that you are able to leave a legacy that is meaningful to you. Our specialists have the experience, knowledge, skills and insight to develop the most appropriate solution for you.

Get clear guidance on how you want your wealth distributed. Our specialists simplify the seemingly complex issues associated with structuring your wealth. Using their shared knowledge and technical expertise, they assist you with a range of services. An Estate Plan is the blueprint of your family’s financial future.  A well-designed estate plan not only insures your family’s financial security after your death, but also helps to accumulate and conserve assets during your lifetime. Winding up of an Estate is a costly and time-consuming process and ensuring you have the correct professionals appointed is essential.

Comprehensive Estate Planning aims to ensure that, upon your death, the costs of your estate such as taxes and other expenses are minimised as far as possible, that your estate is liquid enough to settle such costs, that your loved ones have enough liquidity for their needs, and that any complications which may arise are eliminated.

Advantages of Estate Planning:

• An estate plan is the blueprint of your family’s financial future.  A well-designed estate plan not only ensures your family’s financial security after your death, but also helps to accumulate and conserve assets during your lifetime.

• Estate planning addresses your legal and financial concerns, taking into account your personal goals and tax considerations.  It takes advantage of existing tax laws and funding vehicles in order to reduce estate tax payments and to manage your property in an efficient and profitable manner.  An effective estate plan will minimize estate taxes, provide liquidity to pay those taxes, protect your family’s income and direct the distribution of your assets.

• At Valére Private Wealth, estate planning is a team effort involving the professional expertise of your attorney, accountant and other trusted advisors.

Trusts can be used individually or as part of an overall strategy. There are a number of different countries worldwide that have enacted trust legislation but the quality and suitability of that legislation can vary. When selecting the best jurisdiction for establishing a trust it is important that it should offer:

• A strong tradition of enforcing trusts
• An English common law system
• An established reputation for trust business
• Modern legislation, including contemporary trust concepts
• Low or no taxation for trusts.

Some jurisdictions are not recommended due to legal or political uncertainties or because their courts or professionals have limited trust experience. Other jurisdictions, whilst being noted for their expertise, have not kept pace with the modern trust legislation that offers additional benefits and protection to trust assets or are unsuitable because of high tax regimes.

We generally recommends that Gibraltar, Hong Kong, Guernsey, Malta, Singapore, Cyprus, the United Kingdom and the Isle of Man are among the best available options.